Medical, Dental, Vision Plan Information

Express Scripts Benefit Information

• Website: Express Scripts
• Phone Number: 1-866-563-9297
• Mobile App: Download the mobile application

2021 Summary of Benefits & Forms:

• Express Scripts Summary of Benefits (PDF)
• Out of Pocket Claim Form (PDF)
• Preferred Formulary (PDF)

About the Prescription Drug Program

By enrolling in one of the Albuquerque Public Schools medical plans, you are automatically covered under the prescription-drug program administered through Express Scripts. This program offers you the flexibility to purchase your medications either at a participating pharmacy or through Home Delivery/Mail Order.

Delta Dental of New Mexico

• Website: Delta Dental of New Mexico
• Phone Number:
  • Albuquerque: 505-855-7111
  • Outside Albuquerque: 1-877-395-9420

Summary of Benefits:

• Delta Dental Basic Plan Summary of Benefits 2021 (PDF)
• Delta Dental Comprehensive Plan Summary of Benefits 2021 (PDF)

Davis Vision

• Website: Davis Vision
• Phone Number: 1-800-999-5431
• Provider Directory: Log in to access the provider directory
• Davis Vision Summary of Benefits 2021 (PDF)

What is a Pre-tax Insurance Premium Plan?

A PIPP deducts your medical, dental and/or vision plan premiums from your paycheck before taxes are calculated and deducted. This reduces your taxable income which increases your Net take-home pay.

Who can enroll?

• All APS Employees who enroll for the APS medical, dental and/or vision plans may elect to pay their premiums on a pre-tax basis through PIPP.
• New benefit-eligible employees become eligible when their medical, dental, or vision plans become effective. 

Employees are automatically enrolled in PIPP unless they decline the plan by checking “Decline PIPP” when completing the Benefits Enrollment/Change Form.

Premium Deductions

Usually, benefit premiums are deducted from pay after FICA and federal taxes are deducted, which means premiums are paid with after-tax dollars.  With PIPP, your premiums are deducted from your salary before FICA and federal taxes are calculated. 

• This reduces your taxable income by the amount of your premiums. 
• At the end of the year, your medical, dental and/or vision premiums will not be included in your reportable W-2 income (but will show in another box on your W-2), and will not be subject to federal or state income taxes. 

PIPP is regulated by Section 125 of the Internal Revenue Service Code.