What actions do you need to take for Benefits Enrollment?

Use this quick summary to help guide you through what actions you may or may not need to take through the annual APS Open/Switch Enrollment.

Medical Plan Action

Enroll if not currently enrolled.
Change your current medical plan option.
Add or disenroll a dependent.
Waive coverage if you are currently enrolled and wish to disenroll.

If you don't take action:

Even if you are making no changes, we strongly encourage everyone to review, complete, and submit their 2026 Benefits Statement to indicate 'no changes'. However, if you choose not to do this and are enrolled in BCBS or Presbyterian Health Plan, your enrollment will continue for 2027.

Note: The 2027 increases to medical, dental, and vision plan premiums apply to all enrollments.
Medical, dental, and vision premium costs have increased for 2027. Check the 2027 comparison charts and premium payroll deduction pages.
If you are not currently enrolled in an APS medical plan and choose not to participate in open enrollment, you will be without APS coverage in 2027.

Dental Plan Action

Enroll if not currently enrolled.
Change your current dental plan. (Note: The two-year enrollment lock-in rule applies.)
Add or disenroll a dependent.
Waive coverage if you are currently enrolled and wish to disenroll.

If you don't take action:

Even if you are making no changes, we strongly encourage everyone to review, complete, and submit their 2026 Benefits Statement to indicate 'no changes'. However, if you choose not to do this and are enrolled in an APS dental plan, your enrollment will continue for 2027.

If you are not currently enrolled in an APS dental plan and choose not to participate in open enrollment, you will not have APS coverage in 2027.

Vision Plan Action

Enroll if not currently enrolled.
Add or disenroll a dependent. (Note: The two-year enrollment lock-in rule applies.)
Waive coverage if you are currently enrolled and wish to disenroll.

If you don't take action:

Even if you are making no changes, we strongly encourage everyone to review, complete, and submit their 2026 Benefits Statement to indicate 'no changes'. However, if you choose not to do this and are enrolled in the APS vision plan, your enrollment will continue for 2027.
If you are not currently enrolled in the APS vision plan and choose not to participate in open enrollment, you will not have APS coverage in 2027.

Flexible Spending Account (FSA) Action*

To help you understand how the Flexible Spending Accounts work before you enroll, please review this slide presentation from ASIFlex.

ASIFlex is not the same as your medical insurance. It is a flexible spending account for eligible medical/healthcare and childcare or eldercare expenses. You do not have to be enrolled in an APS medical plan to enroll in the flexible spending account.

To enroll in the Healthcare FSA, the Dependent Care FSA, or both, you will do so during Open/Switch Enrollment. Enroll in FSAs through the ASIFlex secure enrollment portal.

If you don't take action:

You will NOT be enrolled in an FSA for 2027. If you want FSA benefits, you must re-enroll each year, even if you just enrolled as a new employee.

Life Insurance and Long-Term Disability Insurance Action

APS will not accept applications for additional life insurance or long-term disability insurance during Open/Switch Enrollment. You may apply at any time during the year (except September 20 through October 31), subject to Evidence of Insurability.

Exceptions

The exception is Child Life Insurance, which you must elect as a new hire or during Open/Switch Enrollment.