Other Benefits

Flexible Spending Accounts

This program is designed to provide, at no cost to the employee, pre-tax benefits under Section 125 of the Internal Revenue Code.

Provider and websitePhone NumberSummary of Benefits

Changing your Beneficiaries

You can change your beneficiaries by visiting the APS Employee Benefits Department at 6400 Uptown Blvd. NE, Suite 115-E.

Pre-tax Insurance Premium Plan (PIPP)

Employees who enroll for coverage may elect to pay their health, dental and vision premiums on a pre-tax basis through PIPP. More PIPP information >>


New Mexico ranks among one of the highest states for Educational Retirement Benefits (ERB). Your retirement contributions are matched by APS to provide the funds for the ERB pension plan. Go to the ERB Website for more information.

Deferred Compensation Plan 457(b)

Employees can set aside money from their paychecks for retirement on a pretax basis through a salary deferral agreement. More Deferred Compensation Plan 457 information >>

Tax Sheltered Annuities 403(b)

Employees of APS are eligible to establish a payroll deduction for the purchase of annuities or other investments authorized in Section 403 (b) of the Internal Revenue Code. More Tax Sheltered Annuities 403(b) information >>


Both paid and unpaid time off may be granted to eligible employees. Some examples of common leave include Annual (vacation), Extended (FMLA), Military, and Sick. More Leave information >>

Credit Union

Go to the Nusenda Website to find out more about their credit union.


Many area businesses offer discounts to APS Employees  >>