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Other Benefits

Flexible Spending Accounts

Flexible Spending Accounts (FSA) allow you to set aside money from your paycheck before taxes are deducted.  Electing to enroll in a health care FSA means you can then use those pre-tax dollars to pay for eligible medical, dental, vision and hearing expenses throughout the year.  A dependent care FSA allows you to do the same thing to pay for eligible child or elder care expenses.  

New benefit eligible employees are eligible to enroll in a health care and/or dependent care FSA within 60-days of their hire date.  Existing benefit eligible employees can enroll during the annual APS Switch/Open Enrollment held each October.  The election will go into effect January 1st of the following year.

NOTE:  All employees who elect to participate in the FSA must re-enroll each year during Switch/Open Enrollment, which is held each October.

Provider and websitePhone NumberSummary of Benefits

Changing your Beneficiaries

You can change your beneficiaries by visiting the APS Employee Benefits Department at 6400 Uptown Blvd. NE, Suite 115-E.

Pre-tax Insurance Premium Plan (PIPP)

Employees who enroll for the APS medical, dental
and/or vision plans may elect to pay their premiums on a pre-tax basis through PIPP. More PIPP information >>


New Mexico ranks among one of the highest states for Educational Retirement Benefits (ERB). Your retirement contributions are matched by APS to provide the funds for the ERB pension plan. Go to the ERB Website for more information.

Voluntary Retirement Savings Plans

If you are an active APS employee, you are eligible to participate in the voluntary retirement savings plans.  APS offers both the traditional retirement plan option (before-tax contributions) and the Roth retirement plan option (after-tax contributions.)  

 You may enroll in the 403(b) or 457 plans at any time during the year, and your contributions will start with the first paycheck of the month following the date APS receives notification of your enrollment.  (The plan administrators will notify the Employee Benefits Department once you set up your payroll contributions.)  Winter break and summer payroll schedules and deadlines can impact your contribution start date.  

 Contributions for either the 403(b) or 457 plans are taken out of two paychecks per month.  There are no contributions deducted from the third paycheck of any month.


More information about the 457(b) Plan >>

 More information about the 403(b) Plan >>


Both paid and unpaid time off may be granted to eligible employees. Some examples of common leave include Annual (vacation), Extended (FMLA), Military, and Sick. More Leave information >>

Credit Union

Go to the Nusenda Website to find out more about their credit union.


Many area businesses offer discounts to APS Employees.