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Medical Premium Rates

Medical Premium Rates, effective January 1, 2022.

We no longer offer a premium reduction program. APS does offer a voluntary Employee Wellness Incentive Program which offers a fun, flexible way to do wellness and earn rewards.

Definitions

  • Single: Employee
  • Double: Employee + Spouse or Employee + Child
  • Family: Employee + 2 or more dependents

Semimonthly Payroll Deductions

True Health New Mexico has notified APS that they are exiting the New Mexico health insurance market after 12/31/2022.  Due to this coming change, APS will no longer accept new enrollments into the True Health plan effective 5/1/2022.  Employees and dependents who are already enrolled on the True Health plan will continue on that plan through 12/31/2022 (or through the date they are no longer eligible for APS coverage, if that date precedes 12/31/2022). 

If you earn $45,000 or more.
(EE 40% - APS 60% of Total Premium)
PlanSingleDoubleFamily
Blue Cross Blue Shield NM $108.82 $217.64 $293.81
True Health NM $114.26 $228.52 $308.50
Presbyterian Health Plan $114.26 $228.52 $308.50
CIGNA $112.08 $224.16 $302.62
If you earn $39,500 to $44,999.
(EE 30% - APS 70% of Total Premium)
PlanSingleDoubleFamily
Blue Cross Blue Shield NM $81.61 $163.23 $220.36
True Health NM $85.69 $171.39 $231.38
Presbyterian Health Plan $85.69 $171.39 $231.38
CIGNA $84.06 $168.12 $226.97
If you earn less than $39,500.
(EE 20% - APS 80% of Total Premium)
PlanSingleDoubleFamily
Blue Cross Blue Shield NM $54.41 $108.82 $146.90
True Health NM $57.13 $114.26 $154.25
Presbyterian Health Plan $57.13 $114.26 $154.25
CIGNA $56.04 $112.08 $151.31