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Medical, Dental, Vision Plan Information

Information about Employee Benefits. If you have any questions, please feel free to call Employee Benefits.

Medical Plan

BlueCross BlueShield of New Mexico (BCBS)

Blue Cross BlueShield of New Mexico


Presbyterian Health Plan

Presbyterian Health Plan

True Health New Mexico (THNM)

True Health New Mexico

True Health New Mexico (THNM) is no longer an APS medical plan option. However, through the end of 2023, THNM will continue to take member calls, address appeals and grievances, and process and pay claims from 2022 dates of services that were incurred by APS employees and their enrolled family members. 

The True Health Customer Service phone number (844) 508-4677 will remain active through December 31, 2023.  Employees with questions about their 2022 coverage or claims incurred in 2022 should call True Health for assistance.

Prescription Drug Plan

Express Scripts Benefit Information

Express Scripts

2024 Summary of Benefits & Forms:

Important Pharmacy Network Change

Due to contractual changes between Kroger Pharmacies and Express Scripts, prescriptions under your APS plan are no longer covered at Kroger Pharmacies, which includes Smith's Food & Drug. Effective January 1, 2023, if you continue to fill prescriptions or receive immunizations at Smith's pharmacy, you will likely pay a higher cost than at Express Scripts' in-network pharmacy.

About the Prescription Drug Program

By enrolling in one of the Albuquerque Public Schools medical plans, you are automatically covered under the prescription-drug program administered through Express Scripts. This program offers you the flexibility to purchase your medications either at a participating pharmacy or through Home Delivery/Mail Order.

Dental Plan

Delta Dental of New Mexico

Delta Dental of New Mexico

2024 Summary of Benefits:

Dental Benefits Handbook

Vision Plan

Davis Vision

Davis Vision: See Life

2024 Summary of Benefits

Pre-tax Insurance Premium Plan (PIPP)

What is a Pre-tax Insurance Premium Plan?

A PIPP deducts your medical, dental and/or vision plan premiums from your paycheck before taxes are calculated and deducted. This reduces your taxable income which increases your Net take-home pay.

Who can enroll?

  • All APS Employees who enroll for the APS medical, dental and/or vision plans may elect to pay their premiums on a pre-tax basis through PIPP.
  • New benefit-eligible employees become eligible when their medical, dental, or vision plans become effective. 

Employees are automatically enrolled in PIPP unless they decline the plan by checking “Decline PIPP” when completing the Benefits Enrollment/Change Form.

Premium Deductions

Usually, benefit premiums are deducted from pay after FICA and federal taxes are deducted, which means premiums are paid with after-tax dollars.  With PIPP, your premiums are deducted from your salary before FICA and federal taxes are calculated. 

  • This reduces your taxable income by the amount of your premiums. 
  • At the end of the year, your medical, dental and/or vision premiums will not be included in your reportable W-2 income (but will show in another box on your W-2), and will not be subject to federal or state income taxes. 

PIPP is regulated by Section 125 of the Internal Revenue Service Code. 

If you wish to change your PIPP election for a subsequent year, you can enroll or dis-enroll during the annual APS Switch/Open Enrollment held each October.  The change will go into effect on January 1 of the following year.


Contact Information

  • Mailing Address: P.O. Box 25704 Albuquerque, NM 87125-0704
  • Physical Address: 6400 Uptown Blvd. NE, Suites 115 East and 120 East, Albuquerque 87110
  • Phone: (505) 889-4859, Fax: (505) 889-4882, Staff Listing
  • Email: